Terms & Conditions
Last updated: 7 January 2026
These Terms & Conditions (“Terms”) govern your access to and use of all websites, digital platforms, newsletters, applications, and online services operated by Cairn & Globe Ltd (“Cairn & Globe”, “we”, “us”, or “our”) (together, the “Services”).
These Terms apply to all users, including visitors, registered users, contributors, and subscribers.
1. Acceptance of These Terms
By accessing or using our Services, you confirm that:
You have read and understood these Terms; and
You agree to be legally bound by them.
If you do not agree, you must not use the Services.
2. Eligibility & Legal Use
You may use the Services only if:
You are capable of entering into a legally binding contract under applicable law; and
Your use of the Services is lawful in your jurisdiction.
The Services are intended for users aged 16 or over. If you are under 16, you must not register for an account or submit personal information.
We make no representation that the Services or any content are appropriate or available for use in all countries. If you access the Services from outside the United Kingdom, you do so at your own initiative and are responsible for compliance with local laws.
3. Account Registration
Some features of the Services may require you to create an account.
When registering, you agree to:
Provide accurate, current, and complete information;
Keep your account details up to date; and
Maintain the confidentiality of your login credentials.
You are responsible for all activity carried out under your account, whether authorised by you or not. You must notify us promptly if you believe your account has been compromised.
We reserve the right to suspend, restrict, or terminate any account at our discretion where we believe these Terms have been breached or where necessary to protect the Services or other users.
4. Content on the Services
A. Our Content
All editorial content, articles, guides, images, videos, branding, design, software, and other materials made available by Cairn & Globe (“Our Content”) are protected by copyright and other intellectual property laws.
Unless expressly permitted, you may not copy, reproduce, modify, distribute, sell, or commercially exploit Our Content without prior written consent.
B. User-Generated Content
You may be able to submit or upload content to the Services, including text, images, comments, or other materials (“User Content”).
You retain ownership of your User Content. However, by submitting it, you grant Cairn & Globe a worldwide, perpetual, non-exclusive, royalty-free licence, with the right to sublicense, to use, reproduce, adapt, publish, distribute, and display that content in any media, for purposes connected with the operation, promotion, and development of the Services.
You confirm that:
You have the necessary rights to submit the User Content; and
Your User Content does not infringe the rights of any third party or violate any law.
We may remove or restrict access to User Content at any time, without notice, if we believe it breaches these Terms or is otherwise inappropriate.
5. Acceptable Use
You agree not to use the Services in a way that:
Is unlawful, misleading, or fraudulent
Is defamatory, abusive, harassing, hateful, or discriminatory
Violates privacy or data protection rights
Infringes intellectual property or other legal rights
Contains obscene, explicit, or offensive material
Distributes spam, malware, or harmful code
Attempts to access systems or data without authorisation
Interferes with the operation or security of the Services
Uses automated systems (such as bots or scrapers) without permission
Misrepresents your identity or affiliation
We reserve the right to investigate and take action, including suspension or termination, for any misuse.
6. Intellectual Property & Ownership
All intellectual property rights in the Services and Our Content belong to Cairn & Globe or our licensors.
Nothing in these Terms grants you any ownership rights or licences beyond what is necessary for normal, personal use of the Services in accordance with these Terms.
You must not remove, obscure, or alter copyright, trademark, or proprietary notices.
7. Copyright Complaints
We respect the intellectual property rights of others.
If you believe that content on the Services infringes your copyright, please contact us with sufficient detail to allow us to investigate and take appropriate action.
8. Third-Party Links, Content & Advertising
The Services may include links to third-party websites, content, tools, or advertisements.
We do not control and are not responsible for:
The availability, accuracy, or legality of third-party content
The practices, policies, or conduct of third parties
Your interactions with third-party services are solely between you and the relevant third party.
9. Privacy
Your use of the Services is subject to our Privacy Policy, which explains how we collect and use personal information.
By using the Services, you consent to such processing in accordance with that policy.
10. Fees & Payments
Some Services may be offered for a fee. Prices will be clearly stated at the point of purchase and are typically shown in GBP (£) unless otherwise specified.
Unless stated otherwise:
Fees are non-refundable
Services are provided “as is”
We may change pricing or discontinue paid features, but any changes will not affect purchases already completed.
11. Disclaimer of Warranties
The Services and all content are provided “as is” and “as available”.
To the fullest extent permitted by law, we disclaim all warranties, whether express or implied, including warranties of accuracy, reliability, fitness for a particular purpose, and non-infringement.
We do not guarantee that:
The Services will always be available or uninterrupted
Content will be error-free or complete
Any defects will be corrected
12. Limitation of Liability
To the maximum extent permitted by law, Cairn & Globe shall not be liable for any indirect, incidental, consequential, or special damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of the Services.
13. Indemnity
You agree to indemnify and hold harmless Cairn & Globe, its directors, employees, contractors, and partners from any claims, losses, or expenses arising out of:
Your breach of these Terms
Your use of the Services
Your User Content
Your violation of any law or third-party rights
14. Termination
You may stop using the Services at any time.
We may suspend or terminate access to the Services immediately if you breach these Terms or if required for legal or security reasons.
Provisions which by their nature should survive termination shall continue to apply.
15. Changes to These Terms
We may update these Terms from time to time. The most current version will always be available on our Services.
By continuing to use the Services after changes take effect, you agree to the updated Terms.
16. Feedback
If you choose to provide feedback, suggestions, or ideas, you agree that we may use them freely without compensation or obligation, and you waive any moral rights in such feedback.
17. Governing Law & Jurisdiction
These Terms are governed by the laws of England and Wales.
Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If you have questions regarding these terms then please contact us.